Full Tort & Limited Tort Auto Insurance
Experienced Schuylkill County Injury Attorney
At The Law Offices of Anthony Urban, P.C., our Schuylkill County auto accident attorney has decades of experience helping clients with insurance issues after an accident. The last thing you should have to deal with after an accident is your insurance company, which is where we come in. We can answer your questions about limited tort and full tort insurance coverage and we can help you pursue the compensation you need for your injuries.
Contact our firm today at (888) 268-0023 to learn more about insurance coverage after an accident and how we can help you with your claim.
Differences Between Full Tort & Limited Tort Coverage
If you have limited tort coverage, you are limited to seeking only out-of-pocket medical expenses and lost wages in a personal injury lawsuit, should no exception apply. However, with full tort coverage, you can pursue non-economic damages, including compensation for your pain and suffering.
There are exceptions that can allow an accident victim with limited tort to seek non-economic damages, including:
- The negligent driver was convicted of drunk driving or accepted Accelerated Rehabilitative Disposition (ARD.)
- You suffered a permanent serious impairment of a life function or permanent disfigurement.
- You were in a commercial vehicle.
- The negligent driver was driving an out-of-state vehicle.
You may also be able to seek damages for pain and suffering if you were struck as a pedestrian, on a motorcycle, or while riding in a commercial vehicle. We can help you to deal with your insurance company so that you can concentrate on healing and not on logistics. Our Schuylkill County auto accident attorney and team can help you understand your insurance coverage and determine the types of compensation you can pursue in a personal injury claim.
Injury Attorney Serving Schuylkill County
Our Schuylkill County auto injury attorney is experienced at handling insurance issues and we are willing to work towards getting you the compensation you need. If you are unsure about the type of coverage you have, speak with your insurance agent about your policy. It can be beneficial to have full tort coverage if you are injured in a future accident.
Reach out today if you are interested in a free consultation to discuss your case.