The Law Offices of Anthony Urban, P.C. – Personal Injury Lawyers Serving Schuylkill County, Northumberland County & Surrounding Pennsylvania Communities
If you’ve been injured in a motor vehicle accident or suffered a workplace injury in Pennsylvania, it may seem quicker and easier to deal directly with the insurance company. You might even receive a quick settlement offer that seems tempting. But before you sign anything or agree to a settlement, it’s critical to understand the full legal and financial impact of your decision.
At The Law Offices of Anthony Urban, P.C., we strongly advise against handling your personal injury or workers’ compensation claim alone. A mistake could cost you far more than you realize.
Insurance Companies Are Not on Your Side – You Are Not In Good Hands
Insurance companies are businesses whose primary goal is to protect their bottom line. Their goal is to minimize payouts—not ensure that you receive full and fair compensation for your injuries. They often approach injured individuals with early settlement offers that seem reasonable but fall far short of covering your actual damages—especially when future medical expenses, lost wages, and long-term impacts are factored in.
We’ve seen countless Pennsylvania residents accept lowball offers and later regret it when medical bills pile up or long-term symptoms worsen. That’s why it’s essential to work with a personal injury attorney in Schuylkill County or Northumberland County who can advocate for your rights and ensure a fair outcome.
Legal Complexity in Pennsylvania Auto Accident Cases
Pennsylvania car accident and work injury claims involve complicated legal and insurance issues that most people are not equipped to navigate alone. For example:
Uninsured (UM) or Underinsured Motorist (UIM) coverage may be available to you, depending on your policy and the circumstances of the crash.
Policy stacking and coordination of benefits between different auto or health insurance policies can significantly impact your recovery.
If your medical bills were paid by Medicare, a Medicare Advantage Plan, or Medicaid, those entities may have a legal right to reimbursement (subrogation) that must be properly addressed.
The same is true for ERISA plans or HMO health plans, where lien resolution may be required before a final settlement.
Failing to resolve these issues correctly can jeopardize your financial recovery—or even expose you to lawsuits or future denial of medical benefits.
Settling a Workers’ Comp Claim? Know Your Rights
In Pennsylvania workers' compensation claims, many injured workers are offered a lump-sum settlement through what’s called a Compromise & Release (C&R) Agreement. These agreements may seem appealing, especially when facing mounting medical bills, but signing one without legal advice can lead to unintended financial consequences.
At The Law Offices of Anthony Urban, P.C., we help our clients evaluate:
Lost Wage Benefits – Is the offered amount fair based on your lost wages and future earning capacity?
Future Medical Expenses – Will you still have coverage if your condition worsens after settlement?
Medicare Set-Asides (MSAs) – If you’re on Medicare or close to qualifying, a portion of your settlement may need to be set aside to cover future treatment.
Third-Party Claims – If another party (like a subcontractor or equipment manufacturer) played a role in your injury, you may be entitled to additional compensation beyond workers’ comp, including pain and suffering.
The Role of an Experienced Injury Lawyer
When you work with The Law Offices of Anthony Urban, P.C., you gain a trusted legal team with decades of experience in Pennsylvania personal injury and workers’ compensation law. We help you:
Evaluate whether a settlement offer is fair
Avoid signing away your rights too early
Navigate reimbursement obligations and protect your public benefits (like Medicare or SSI)
Coordinate coverage among insurers to ensure every dollar is maximized
Local Experience Matters
With deep roots in communities like Pottsville, Shamokin, Tamaqua, Mount Carmel, and surrounding towns, we understand the legal landscape and local court systems. That’s critical when fighting for full and fair compensation after a personal injury or workplace accident.
No Upfront Fees – Just Results
We work on a contingency basis, so you pay nothing unless we win your case. Our proven track record shows that experienced legal representation often results in significantly higher settlements—even after legal fees.
Get the Compensation You Deserve
If you or a loved one has been injured in a car accident, truck accident, or workplace accident in Schuylkill County, Northumberland County, or the surrounding areas, don’t go it alone. Contact The Law Offices of Anthony Urban, P.C. today for a free consultation. We’re here to explain your rights, explore your options, and fight for the full compensation you are legally entitled to receive.